The Right Loan Changes Everything.
Let's Find Yours.
San Diego mortgage broker providing strategic home financing for buyers, homeowners, and investors.
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Albert Tavasci Mortgage Loan Officer
NMLS #1561370
"Can't believe how fast and simple you made this. We got pre−approved for $580K and were in our dream home less than 3 weeks later. We love HomePlus Mortgage!"Angela, Todd
Ways I Help You Win in Today's Market
I help you structure the right financing strategy for your goals.
Solutions for Complex Income & Unique Scenarios
With access to over 100 wholesale lenders and a wide range of loan programs, I can help structure financing for self-employed borrowers, investors, complex income, asset utilization, RSUs, bonuses, rental properties, and other scenarios that may not fit traditional lending guidelines.
Competitive Offer Structuring
A strong offer starts with strong financing. I provide thorough pre-approvals, detailed income and credit analysis, and strategic loan structuring to help position you as a serious buyer and strengthen your offer in a competitive market.
Clear Buying Power Analysis
Before you shop, I run the real numbers. You'll understand your maximum buying power, comfortable payment range, and how taxes, insurance, HOA fees, and other costs impact your monthly payment—so you can shop with confidence.
Smart Payment & Rate Strategy
The lowest rate isn't always the best financial move. I compare rates, points, lender credits, and break-even timelines to help you choose the financing strategy that makes the most sense for your short- and long-term goals.
Fast, Organized Closings
Speed matters, but preparation matters more. I keep files organized, proactively manage conditions, and coordinate closely throughout the process to avoid last-minute surprises and keep your closing on schedule.
Guidance Beyond the Rate
With over a decade of mortgage experience, I help you understand your loan options, payment strategies, and overall financing structure. You'll receive direct, transparent communication and clear guidance so you always know where your loan stands and what happens next.
Know Your Options &
Get Pre-Approved with
Our Quick & Easy Tools
Get your
Pre-Approval Letter
Find out how much home you can afford by getting pre-approved for your next home loan now.
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Analyze Your
Refinance Options
This free calculator crunches the numbers for you. Find out exactly how much money you can save by refinancing.
Analyze My Refinance
Compare Today's
Mortgage Rates
Browse today's rate comparisons to see which individual mortgage terms make the most sense for you.
View Today's RatesYour Home Loan Could Be
Fully Funded 30 Days From Now
Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with HomePlus Mortgage for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days.
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